Net Worth Calculator
Calculate your net worth by listing your assets and liabilities. Net worth = Total Assets - Total Liabilities. Track this over time to measure your financial progress.
Enter your assets and liabilities to calculate net worth.
Frequently Asked Questions
What's a good net worth?
A common rule: your net worth should be (age × annual income) / 10. At 40 with $100k income, target $400k. However, this varies greatly by location, career stage, and goals. Focus on your own progress over time rather than comparisons.
Should I include my home?
Yes, include real estate at current market value, and include the mortgage in liabilities. Your home equity (value minus mortgage) contributes to net worth. Some prefer tracking "liquid net worth" (excluding home) separately since you can't easily spend home equity.
How often should I calculate this?
Monthly or quarterly is ideal. More frequent tracking helps you see progress and catch issues. Many people check monthly—when you pay bills and review accounts. Annual tracking at minimum for tax planning purposes.