Closing Cost Calculator

Estimate the closing costs when buying a home. Closing costs typically range from 2-5% of the loan amount and include lender fees, title fees, and prepaid items.

Home Purchase Details

Enter the home price and loan information

Home Price ($)

Down Payment ($)

Interest Rate (%)

Property Tax Rate (%)

Closing Cost Region

Closing Cost Breakdown

Enter home details to estimate closing costs

Frequently Asked Questions

What are closing costs?

Closing costs are fees and expenses paid when finalizing a real estate transaction, beyond the down payment. They typically range from 2-5% of the loan amount.

Can I negotiate closing costs?

Yes, many closing costs are negotiable. You can shop around for title insurance, negotiate lender fees, and ask the seller to contribute to closing costs (seller concessions).

What is escrow?

Escrow is an account where funds are held for property taxes and homeowners insurance. Lenders typically require you to prepay 2-3 months of these expenses at closing.